Get Pre-Approved for Your Home in Northern Virginia
Buying a home is exciting — but before you start touring houses, the smartest move you can make is getting pre-approved.
Pre-approval shows sellers you’re serious, gives you a clear budget, and makes your offer stand out in today’s competitive market. With the right pre-approval letter in hand, you’ll shop for homes with confidence and avoid surprises down the road.
Why Pre-Approval Matters
1. Know Your Budget: Understand exactly how much home you can afford.
2. Stronger Offers: Sellers take pre-approved buyers more seriously.
3. Save Time: Focus only on homes within your price range.
4. Faster Closing: Having your finances verified early can speed up the process once you find the right home.
How the Pre-Approval Process Works
1. Apply with a Lender – Share your income, assets, debts, and credit information.
2. Get Verified – The lender reviews your financials and determines your buying power.
3. Receive Your Pre-Approval Letter – A powerful tool to show sellers you’re ready.
4. Shop Smarter – With GG Sfreddo on your side, you’ll target the right homes and make strong offers.
What You’ll Need to Get Started
1. Recent pay stubs or proof of income
2. Bank statements
3. Employment history
4. Identification (driver’s license, Social Security card, etc.)
5. Credit check authorization
(Don’t worry — we’ll guide you every step of the way.)
Why Pre-Approval Matters
Q: Do I need to be pre-approved before looking at homes?
Not technically — but sellers rarely take offers seriously without one. Pre-approval gives you a big advantage.
Q: How long does pre-approval take?
Some lenders can pre-approve you in 24–48 hours once you provide documents.
Q: Does pre-approval affect my credit?
Yes, it requires a hard credit pull, but the impact is usually small and temporary.
Q: How long is a pre-approval good for?
Typically 60–90 days, and it can be renewed if needed.
Ready to Get Pre-Approved?
Schedule a call to connect with trusted local lenders who know the Northern Virginia market.
You’ll be one step closer to unlocking the home of your dreams.
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